Talvinder Bambhra

Talvinder Bambhra

Mr. Bambhra’s parents and older sister immigrated to the United States from East Africa in 1974. He was born in Anchorage, Alaska in 1975 and lived there until his family moved to Lodi, California in 1984. During his childhood, Mr. Bambhra spent every summer visiting family in London and Tanzania. He is the proud son of parents who sacrificed everything they knew so their children could live the “American Dream”.  Mr. Bambhra is also the proud father of two amazing boys, with whom he spends every free moment playing football, basketball, soccer, and video games.

Mr. Bambhra graduated from Lodi High School in 1994, and received his bachelor's degree in Sociology, with an emphasis in Law and Society, from the University of California, Davis in 1999. He received his juris doctorate in 2002 from Western State University, College of Law in Fullerton, California.

During his time at Western State University College of Law, Mr. Bambhra spent the summer of 2001 clerking for the Office of Administrative Hearings in Sacramento, California. After graduating from law school, Mr. Bambhra took time off to travel with his family. During that time, he traveled to London and spent two months with his family in India, exploring religiously significant locations, as well as the towns his grandparents lived in prior to their immigration to East Africa.

After several years of practice, Mr. Bambhra found a passion for bankruptcy work. He developed extensive experience in Chapter 7 and Chapter 13 bankruptcy practice, working as debtors’ counsel from 2008 to 2010, and thereafter for 14 years as a staff attorney for four standing Chapter 13 trustees from 2010 to 2024.

Mr. Bambhra filed hundreds of successful Chapter 7 and Chapter 13 bankruptcy cases during his time as debtors’ counsel, helping to bring his clients the fresh start they needed. Most notably, Mr. Bambhra represented the debtors in the proceedings that led to the consequential and favorable Memorandum Opinion and Decision issued in In Re Frazier, 448 B.R. 803 (Bankr. E.D. Cal. 2011), which established a Chapter 13 discharge is not required to “strip” a wholly unsecured junior lien pursuant to 11 U.S.C. §506(a).

During his representation of Chapter 13 trustees, Mr. Bambhra was involved in all aspects of Chapter 13 trusteeship. He was responsible for petition review and analysis, conducting Section 341 Meetings of Creditors, making court appearances in law and motion and evidentiary matters, drafting and filing objections to confirmation, motions to dismiss, objections to discharge, and objections to exemptions, and reviewing and responding to motions to incur debt/refinance/loan modifications, motions to value collateral and avoid liens, motions to sell, motions for fees, motions for relief from stay, and motions to amend/modify Chapter 13 plans.